Blog – Mark Feder

04 Feb 2026

What Every Homebuyer Needs to Know About Mortgage Origination Fees

Mortgage

Buying a home is an exciting milestone, but it also comes with important financial details that can feel overwhelming. Along with your down payment and monthly mortgage payment, there are upfront costs that every buyer should understand before closing. One fee that often raises questions is the mortgage loan origination fee. Knowing what this fee covers and how it affects your overall loan costs can help you feel more confident throughout the mortgage process. What Is a Mortgage Loan Origination FeeA mortgage loan origination fee is an upfront charge from a lender for processing and underwriting your mortgage application. This…

03 Feb 2026

By Mark Feder

5 Financial Signs You Are Ready to Qualify for a Mortgage

Mortgage

Purchasing a home is one of life's biggest milestones, but before you start touring properties, it is important to know whether you are financially prepared to qualify for a mortgage. Many buyers wonder if they are truly ready from a lender's perspective or if they should spend more time strengthening their finances. Mortgage readiness is not about being perfect, it is about having the right financial foundation in place. When several key indicators align, you can move forward with greater confidence and clarity. You Have Consistent, Verifiable IncomeMortgage lenders look for steady and reliable income as one of the first…

02 Feb 2026

By Mark Feder

What’s Ahead For Mortgage Rates This Week – February 2nd, 2026

Financial Reports

While many were optimistic about an additional rate cut, the Federal Reserve has decided to maintain current interest rates pending further data. They have previously stated that at least one more rate cut would follow the last one, but their stance now appears to depend on the availability of sufficient supporting data. Recent Core PPI reports have also been released, and the data conflicted with earlier CPI and non-core PPI reports. The reports showed that inflation for producers along major production pathways has increased more than expected. This is likely to result in a noticeable increase in wholesale prices across…

30 Jan 2026

By Mark Feder

Tips to Remember When Shopping for a New Home Loan

Home Financing Tips

Finding a new home loan can seem challenging, but if you take the proper steps before you start applying for loans, you'll have no difficulty finding a mortgage that works for you and a lender that would love to have you as a borrower. Shopping for a mortgage isn't like shopping for a couch, and there's a lot that goes into the process.So how can you shop for your new home loan in a way that saves you time and gets you the best loan for your needs? Here's what you need to know.Research Loan TypesA lot of home buyers,…