Blog – Mark Feder

13 Nov 2025

Natural Disasters and Mortgages: Forbearance and Insurance Options

Mortgage

When natural disasters strike, homeowners can find themselves facing unexpected challenges. From hurricanes and floods to wildfires and tornadoes, these events can cause major property damage, income loss, and emotional stress. If you have a mortgage, knowing your options for forbearance and insurance relief can make a significant difference in how you recover financially and protect your home. Understanding Mortgage ForbearanceMortgage forbearance is a temporary pause or reduction in your mortgage payments during times of hardship. After a natural disaster, many lenders and government agencies offer special forbearance programs to affected homeowners. This allows borrowers time to rebuild, repair, or…

12 Nov 2025

By Mark Feder

Mortgage Options for Retirees Who Still Want to Buy

Mortgage

Many retirees still dream of owning a new home, whether to downsize, move closer to family, or enjoy a change of scenery. While retirement often means leaving behind a steady paycheck, it does not have to mean leaving behind the dream of homeownership. Lenders understand that retirees have unique financial situations, and there are several mortgage options available to help make that next move possible. Traditional Mortgages for RetireesRetirees can still qualify for a traditional mortgage, even without employment income. Lenders consider various sources of income, such as Social Security benefits, pensions, and investment withdrawals. The key is showing consistent,…

11 Nov 2025

By Mark Feder

Honoring Veterans Day, and Celebrating Homeownership

Mortgage

Today, we pause to honor the brave men and women who have served our country. Your courage, sacrifice, and dedication protect the freedoms that allow us all to call this nation home. As a mortgage professional, I am proud to support our veterans and active-duty service members through the VA home loan program. This incredible benefit helps make homeownership more affordable, with no down payment, no private mortgage insurance, and competitive interest rates. Thank you to all who have served, and to the families who stand beside you. Your strength inspires us every day. If you are a veteran or…

10 Nov 2025

By Mark Feder

What’s Ahead For Mortgage Rates This Week – November 10th, 2025

Financial Reports

With the government shutdown heading into a possible resolution, there were still delays on important data such as employment report releases. This has been somewhat relieved with the release of other reports that have been delayed in the past within the current government shutdown. This time we are looking at Consumer Sentiment reports by Univ. of Michigan, which has reported a record low in sentiment in the last 6 months amidst the government shutdown. This signifies growing consumer anxiety as inflation pressures grow and delays in programs like Food Benefits take effect. Next week, the CPI and PPI inflation reports…