Savings Archives – Page 3 of 3

26 Nov 2019

3 Signs You’re Not Ready To Buy A Home

Mortgage

Those who are looking at buying a home need to think about whether or not they are truly ready for this responsibility. When someone takes out a mortgage, this is frequently the largest loan someone will ever apply for in their life. Furthermore, owning a home also means homeowners insurance, real estate taxes, home maintenance, and home repairs. There are a few signs that signal someone is not ready to buy a home. Identifying and rectifying these situations ahead of time will ensure that someone is the right position to take on the responsibility of homeownership. Too Much Debt One…

3 Positive Reasons To Get A 15-Year Mortgage

Mortgage

Most people can't pay for a home outright, so they finance it with a mortgage loan. 30-year mortgages are more conventional, but they also come with a significant interest price tag. People who have a stable career and the income to afford larger payments, or who are nearing retirement, may want to take out a 15-year mortgage. Here are some reasons to consider one. Save Money Over The Life Of The Loan The total interest paid on a 30-year loan can be nearly as much as the principal. While it can be difficult to see the bigger picture when facing a…

5 Power Saving Ideas That Can Lower Your Energy Bill

Around The Home

How to Save Money on Energy Costs in Your Home Many communities in California and around the US are seeing their energy costs increase; sometimes dramatically. Whether you are energy conscious or just trying to save money, there are many steps you can take to lower your Solana Beach home bills while helping the environment at the same time. Below are several energy-saving measures to help you save money either in your current house or future residence. Heating and cooling Keeping your home at a comfortable temperature uses more energy than anything else. To save energy, install a programmable thermostat…