Why Your Morning Routine Matters More Than Your Mortgage Rate
Interest rates get headlines. Payment amounts get attention. Yet neither one determines whether your mortgage will feel sustainable five years from now. What truly determines long-term satisfaction is how your financing decision supports your daily routine. A mortgage is not just a number on paper, it is a commitment that shapes where you live, how far you commute, and how much flexibility you have in your schedule. When buyers evaluate loan decisions through the lens of daily life, they borrow more strategically. Commute Distance Is a Financing DecisionChoosing a lower purchase price farther from work may reduce the rate or…