15 Dec 2015
By Mark Feder

Refinancing This Winter? Follow These 5 Expert Tips to Get the Most from Your Mortgage

Home Mortgage Tips
Refinancing a mortgage is a great way to take advantage of historically low interest rates or change your payment terms to be more affordable. And with interest rates at historical lows, there's never been a better time to refinance your mortgage. If you're planning to refinance your mortgage this winter, though, you'll want to make sure you get the best possible deal. How can you make sure that your mortgage works for you, and not the other way around? Here's what you need to know. Know What Your Break-Even Point Is Your break-even point is the point at which the…
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10 Dec 2015
By Mark Feder

Yes, It’s True: Mortgage Closing Costs Are Down. Here’s How You Can Take Advantage

Home Mortgage Tips
Mortgage closing costs have been coming down in recent years, which is good news for buyers. But if you're buying a home in the near future, you'll want to ensure you're prepared to take full advantage of these lower fees - after all, keeping more money in your pocket is always good. When you close on your mortgage, take these three steps and you'll find that you'll pay far less in closing fees than most buyers would. Ask The Seller To Pay Some Of The Closing Costs In most situations, the buyer is responsible for paying all closing costs –…
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08 Dec 2015
By Mark Feder

Recent College Grad? Learn How to Successfully Juggle Student Loans and a New Mortgage

Home Mortgage Tips
If you recently graduated from college and are about to become a homeowner, you're in a somewhat unique position. You're about to embark on a great journey, but at the same time, you're also taking on an awful lot of debt. That said, it is possible to successfully manage a high debt load if you're careful. So how can you make sure you can pay your mortgage, your student loans, and your mortgage expenses – all without losing your mind? Here's what you need to know. Make Sure You Have An Emergency Fund Managing a high debt load isn't necessarily…
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03 Dec 2015
By Mark Feder

What Happens at a Mortgage Loan Closing Meeting? Let’s Take a Look

Home Mortgage Tips
So you've found the perfect home, the seller has accepted your offer, and now you're just waiting for the mortgage to close before you wrap up the sale and take possession. It's time for the closing meeting. But what does this meeting entail? And what do you need to prepare for it? Here's what you need to know. The Day Prior: Walking Through The Property 24 hours before the closing meeting, you'll be given an opportunity to walk through the property and do a final inspection. During this inspection, you'll be able to look for any damage that may have…
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