16 Mar 2021
By Mark Feder

Understanding The Difference Between A Co-Borrower And A Co-Signer: What Do They Mean?

Mortgage Application
There is a lot of jargon that comes with purchasing a home. Even though this could be confusing, purchasing a home is also a significant decision. Therefore, it is critical for everyone to understand exactly what they are signing before they scribbled their name on the dotted line. In some cases, a co-borrower or a co-signer (also called a non-occupying co-borrower) could be needed to strengthen the application. What is the difference between these two terms?  What Is A Co-Borrower? First, a co-borrower is simply a co-owner. Both names are on the title of the home. The co-borrower also shares…
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12 Mar 2021
By Mark Feder

Moving On Up: Should You Buy Or Sell First?

Mortgage Tips
It’s exciting to be able to move into a new home. But there are some tricky details to navigate when you already own a home and you’re ready to buy a new one. Should you buy or sell first? Don’t worry. There are viable solutions. Should You Sell First? Think about how selling your home first will impact your family. On the one hand, you’ll be in a better financial position. You’ll have cash in the bank. You may be able to negotiate better terms on your new house by putting more down. However, selling first may mean moving into temporary…
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10 Mar 2021
By Mark Feder

Buy A Home This Year To Build Wealth

Mortgage
It is important for everyone to diversify their investments. When people hear this term, they usually think about diversifying their investments across stocks, bonds, and mutual funds. In addition, it is also a prudent idea to leave the traditional financial markets and look for other sources of wealth as well. This includes real estate. Without a doubt, this has been a challenging year. At the same time, those who are looking to build wealth should consider purchasing a house this year. There are several reasons why. Mortgage Loans Are At Historic Lows Those who have checked mortgage rates recently have…
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09 Mar 2021
By Mark Feder

In Less Than An Hour A Day, A Home Can Be Organized Quickly

Mortgage
Organizing a home seems like a significant challenge. Fortunately, there are easier ways to make this happen. In less than an hour per day, it is possible to organize a home from top to bottom. Getting these unnecessary items out of the way might even prevent people from stubbing their toes! How can this be possible?  Start Getting Rid Of Unnecessary Items Start by creating two boxes. The first box should have the word “donate” written on it. The second box should have the “trash” written on it. Then, go through every room in the home. Find items that can…
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