04 Nov 2025
By Mark Feder

Steps to Take Now to Build Your Credit for a Home Purchase Next Year

Home Buyer Tips
Buying a home is one of the most exciting goals you can set, but your credit score plays a major role in how easy or challenging the process will be. The good news is that with time and planning, you can strengthen your credit and set yourself up for a smoother approval when you are ready to buy next year. Review Your Credit ReportStart by pulling your credit report from all three major credit bureaus. Review each report carefully to make sure that your personal information and account details are accurate. Dispute any errors right away, since mistakes can bring…
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10 Jul 2024
By Mark Feder

Preparing for a Mortgage? 5 Ways to Build Credit Without Credit a History

Credit Scoring
Building a credit profile from scratch can be a daunting task, especially for those who have no credit history. These individuals, often referred to as having a "thin credit file," face challenges in securing loans, credit cards, or even mortgages. Interestingly, having no credit at all can sometimes be more problematic than having a poor credit history when applying for a mortgage. There are effective strategies to help those with thin credit files establish a robust credit profile. Here are five practical ways to get started: 1. Get a Secured Credit Card Secured credit cards are one of the quickest…
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