22 Dec 2021
By Mark Feder

The ‘Debt to Income’ Ratio and How It Affects Your Home Purchase

Mortgage Tips
The real estate market is rife with terminology that can make a home purchase seem more than a little complicated. If you're currently looking for a home and are considering your loan options, you may have even heard the term 'Debt to Income' ratio. In the interest of simplifying things, here are some insights on what this term means and how it can impact your home investment. Determining Your 'Debt to Income' Ratio It's important to consider what exactly your DTI ratio is before your home purchase as this will quickly determine how much home you can actually afford. To…
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28 Oct 2021
By Mark Feder

The Top Ways To Add Storage To A Home

Mortgage Tips
There are many homeowners who are looking for help with storage. Even after moving in, many homeowners still have a lot of items they need to get rid of and this is where built-in storage solutions can be helpful. Even though some storage options might be pricey, there are inexpensive options available as well. Take a look at a few solutions below, and improve the storage situation.  Use Space Under the Stairs One option that many homeowners overlook is the space under the stairs. If there is a second story, there may be an area under the staircase that looks…
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07 Oct 2021
By Mark Feder

Exploring Asbestos Prevention And The Top Green Alternatives

Mortgage Tips
Houses across the country come in all shapes and sizes. Some of them are older than others, so they might come with aspects that are a bit outdated. Unfortunately, there are a lot of locations where older homes might still have asbestos in them. While this should be something that comes up on the inspection, buyers need to be aware of these serious issues. If the home was built before 1980, there is a major chance that the building might have asbestos in it. Fortunately, there are alternatives to this type of insulation. Where Is Asbestos Found In The Home?…
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21 Sep 2021
By Mark Feder

Keeping A Closet Organized: The Top Tips

Mortgage Tips
Homeowners need to make sure they maximize every square foot of their home. This includes the closet. Many people get frustrated when they look at their closets because they feel like they cannot find what they are looking for. Anyone who is struggling to keep their closet organizers should take a look at a few important points below. Remove Items That Are No Longer Being Used The first step in creating more space in a closet is getting rid of items that are no longer being used. First, take a look at all the items on the hangers. Then, see…
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