28 May 2025
By Mark Feder

Is Owner Financing Your Home the Smartest Move?

Home Selling Tips
Deciding to sell your home can feel overwhelming, especially when you want to maximize profit and close quickly. One strategy gaining popularity is owner financing (also known as seller financing). But is it right for you? Let's discuss how it works, when to consider it, and the key factors every seller should weigh. Why Buyers Ask for Owner Financing Most buyers secure a mortgage through a bank or credit union. When a prospective purchaser requests you to carry their loan, ask yourself: Credit Constraints: Do they lack sufficient credit history or have a low credit score? Down Payment Challenges: Are…
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04 Dec 2015
By Mark Feder

Video: Are There Special Mortgages For First-Time Homebuyers?

Home Selling Tips, Mortagage Tips
Yes. Like the video shows, lenders now offer several affordable mortgage options which can help first-time homebuyers overcome obstacles that made purchasing a home difficult in the past. Lenders may now be able to help borrowers who don't have a lot of money saved for the down payment and closing costs, have no or a poor credit history, have quite a bit of long-term debt, or who have experienced income irregularities.
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05 Sep 2014
By Mark Feder

You Ask, We Answer: Understanding the Real Estate ‘Short Sale’ and How This Process Works

Home Selling Tips
A short sale is something that occurs when a homeowner is not able to make the mortgage payments on time due to a financial hardship. Instead of foreclosing on the property after one or more missed payments, the bank may agree to allow the homeowner to turn the home over to the bank, which will sell it to as close to market value as possible. Here's what you need to know about how short sales work and what circumstances might call for one. Step 1: The Homeowner Provides Information To The Bank The first step in the short sale process…
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22 Jan 2014
By Mark Feder
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Improve Your Curb Appeal This Winter

Home Selling Tips
After all of the excitement of the holidays, the sparkle of the lights and the over-stimulation of decorations, the rest of winter can seem lackluster. Don't let your home add to the dreariness of the season. Spruce up your curb appeal with the tips below and inspire your neighbors to create well-groomed street that will make drivers passing through smile. Tend The Plants If you're currently located in a winter wonderland, then dig up any dead plants that won't grow back. Replace them with cold-loving flowers, such as snowberry or lambs ear. In warmer climates, this is the time for…
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