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3 Top Tips To Selecting The Right Home For Your Family

Whether you are moving to a new house with children or you are buying your first Solana Beach home with the intention of raising future little ones there, many factors will come into play when making your decision. You will want to find a house with the right size and layout, that has a suitable number of bedrooms and bathrooms, is in an excellent neighborhood and has all of the local amenities your family will need. Here are three important factors to consider during your new home search: Location Take a look at the area where the property is located.…
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What’s Ahead For Mortgage Rates This Week: March 11th, 2013

Mortgage rates and the major stock market indices rose last week in response to a strong jobs report and lower national unemployment rate. The Department of Labor's Non-farm Payrolls report for February surpassed expectations with 236,000 new jobs reported against expectations of 170,000 new jobs expected by Wall Street. This stronger than expected showing in jobs numbers points to a stronger economy and may lead to less pressure to hold mortgage interest rates lower. The Dow Jones Index also reached record levels last week. This strong stock market performance is to be expected with better than expected employment reports. February's…
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3 Tips To Get The Best Results On Your Mortgage Application

Although the financial markets have tightened lending guidelines and financing requirements over the last few years, the right advice when applying for your loan can make a big difference. Not all loans are approved. And even when they aren't approved immediately, it doesn't have to be the end of your real estate dreams. There are many reasons why a mortgage loan for the purchase of your real estate could be declined. Here are a few things to understand and prepare for when applying for a mortgage: Loan-to-Value Ratio The loan-to-value ratio (LTV) is the percentage of the appraised value of…
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Look For Improvements In The Real Estate Market In 2013

The previous couple years' doom and gloom outlook is looking like it is turning more upbeat and robust for the rest of 2013. Home Prices Climb Nearly 10% Over Past Year In fact, a recently released report by CoreLogic stated that home prices were up 9.7 percent from one year previously. That kind of increase is a very good sign that the momentum may be building for a strong real estate market this year. Many other economic experts are predicting that things might be improving this year, including increases in both home prices and sales. Here are some of the…
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