Blog – Page 726 of 794

07 Mar 2014

How To Add Color To Your Home Decor Without Going Overboard

Uncategorized

There is a fine line between adding color to your home décor and using too much color, so that you feel like you are living inside a rainbow. A little bit of color will add a lot of fun and interest to your home design, but too much color can be overwhelming. How can you achieve that perfect balance? Here Are Some Tips To Keep In Mind For Using Color In Your Home In A Subtle And Balanced Way: Use Color Schemes Before choosing the colors for your décor, do a little bit of research into color schemes and how…

05 Mar 2014

By Mark Feder

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Highest Year-Over-Year Increase In Home Prices Since 2005

Housing Analysis

Two major indicators of home price trends showed a slowing momentum for home prices in December. The S&P Case Shiller 10 and 20 city indices reported that of 20 cities tracked, home prices were lower in December than for November. Case-Shiller’s seasonally adjusted month-to month reading showed that home prices rose by 0.8 percent as compared to 0.90 percent in November. David Blitzer, chairman of the index committee at S&P Dow Jones Indices, said that “Gains are slowing from month-to-month and the strongest part of home price recovery may be over.” He also noted that seasonally adjusted data was showing…

04 Mar 2014

By Mark Feder

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What Is A Mortgage Pre-Qualification?

Home Mortgage Tips

A mortgage pre-qualification is an initial estimate of what type of mortgage a borrower could get. It is limited, though, because it's only based on what the borrower tells the lender, which might not be the same as what the lender finds out when it goes through a full process of analyzing the borrower and his credit. Steps Of A Pre-Qualification To get pre-qualified, a borrower starts by finding a lender. Typically, he will give the lender basic information on his ability to borrow. This includes his income, how much money he has in the bank, his current payments and…

03 Mar 2014

By Mark Feder

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What’s Ahead For Mortgage Rates This Week – March 3, 2014

Mortgage Rates

Last week's economic news was mixed, with new home sales increasing and weekly jobless claims higher than expected. Case-Shiller and FHFA home price reports reflected slower growth in home prices. Mortgage rates moved higher for the third consecutive week. Weakness in the jobs sector and harsh winter weather were seen as factors contributing to economic events, but sales of new homes jumped unexpectedly to their highest since 2008. Case-Shiller, FHFA Report Slower Growth for Home Prices The Case-Shiller composite home price index for December reported that home prices declined by 0.10 percent in December, which was the second consecutive monthly…