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14 May 2013
By Mark Feder
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Know Your Real Estate Disclosure Laws Before You Sell Your Home

Home Selling Tips
When deciding to sell a piece of Solana Beach real estate, there are certain things you must disclose about the property to the buyer before the sale can go through. Disclosure laws are put in place to protect the buyer from unknowingly purchasing defective property. Not disclosing certain information about the property can jeopardize the sale, or worse, invite a lawsuit. This has become more of an issue lately as some sellers are tempted to gloss over deficiencies in the home they are selling in order to try to get a higher sales price.  In fact, a recent poll of…
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13 May 2013
By Mark Feder
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What’s Ahead For Mortgage Rates This Week – May 13, 2013

Mortgage Rates
Mortgage rates rose last week with average rates a 30-year fixed rate mortgage rising from last week's 3.35 percent to 3.42 percent with buyers paying all closing costs and 0.7 percent in discount points. Average rates for a 15-year fixed rate mortgage rose from 2.56 percent to 2.61 percent with buyers paying their closing costs and 0.7 percent in discount points. Freddie Mac also reports that average rates for a 5/1 adjustable rate mortgage rose from 2.56 percent last week to 2.58 percent with buyers paying their closing costs and 0.5 percent in discount points.  Here are noteworthy points from…
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10 May 2013
By Mark Feder
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May 2013 RealtyTrac Foreclosure Report Shows Strength For The US Housing Market

Housing Analysis
RealtyTrac recently reported that national foreclosure filings are down while foreclosure filings are seeing marked increases in some states. There are two systems for foreclosing residential real estate in the United States; judicial and non-judicial foreclosure. The states individually decide which foreclosure process will be followed in their state. Click Here To Download An Overview Of The Foreclosure Process Judicial foreclosure requires action by the courts because the mortgage is not written including a "power of sale clause". Judicial foreclosure proceedings generally take longer than non-judicial processes due to this court involvement. A log-jam of delayed judicial foreclosures are beginning…
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09 May 2013
By Mark Feder
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What Women Want In Homes This Mother’s Day

Home Buyer Tips
Whether you're looking to buy a new house this month or do a little remodeling, take advantage of the opportunity to give the mom in your life a present she'll appreciate every day. Below are a few ideas for housing priorities and renovation projects that typically rate high on women's wish lists for their homes. Open Living Areas The open floor plan is usually a big plus for any mother. They want to be able to cook dinner in the kitchen while monitoring their children's schoolwork at the dining table. So look for a house that affords this visual luxury…
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