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Tax Breaks Granted By The 2012 Fiscal Cliff Negotiations

There was plenty of discussion and debate leading up to the New Year's looming "fiscal cliff". Ultimately, the event was avoided, but not before legislation was passed which may benefit homeowners in Solana Beach and nationwide.  If you have yet to file your 2012 taxes, take a minute to review the tax limitations and credit extensions, which Congress passed through the HR 8 legislation. You'll want to ensure you're paying the proper tax bill come April 15. Of course, every individual's tax situation is unique. Review your allowable deductions and credits with your tax preparer. Energy Updates The tax credit…
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6 Tips For Buying An Older Home

Older Solana Beach homes sometimes offer more charm and character than the newer houses of today. They boast gabled roofs, crown moldings, hardwood floors and antique fixtures. Buying an old house is like buying a piece of local history. Its beautiful period features can give it a timeless beauty and grace that is hard to resist. However, buying a house from another era can be an endeavor fraught with potential problems. Older houses are not necessarily built to the same electrical or plumbing standards of today. Plus, if they have not been maintained correctly through the years, they can turn…
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What’s Ahead For Mortgage Rates This Week : February 4, 2012

Mortgage rates worsened last week amid evidence of an improving economy. Conforming mortgage rates climbed in Illinois and nationwide, rising to a 4-month high. Freddie Mac has the average 30-year fixed rate mortgage rate at 3.53% for borrowers willing to pay 0.7 discount points plus a full set of closing costs. There was plenty of news on which for rates to move last week. First, the Federal Open Market Committee (FOMC) met and voted to hold the Fed Funds Rate in its current target range near 0.00 percent. The Fed also recommitted to purchasing mortgage-backed securities (MBS) and Treasury securities…
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Help Your Home Office Shine When Selling Your Property

With telecommuting continuing to rise, and with more jobs requiring after-hours attention, showcasing your home's "home office" can help it show better with a prospective home buyer.  It's wise to have your kitchen, bedrooms and bathrooms show well, but a great-looking home office can make a huge impact and help you sell your home more quickly. Here are a few tips to helping your home office shine : Designate The Right Space Whether it's a spare bedroom or a computer nook, specify a separate place at which business is done. Make sure the area has enough room to set up…
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