Blog – Page 711 of 785

09 Apr 2014

4 Of The Best Questions To Ask Before Refinancing Your Mortgage

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1) Do I Have Enough Equity To Get A Mortgage? To get a conventional loan, you will usually need to have at least 20 percent equity. This means that your house will have to be worth at least $250,000 to get a $200,000 loan. If you have less equity, you could end up having to pay for private mortgage insurance, which can easily add $100 or more to your monthly payment. 2) How's My Credit? Most lenders will look at your credit score as a part of determining whether or not to make you a loan. With conventional lenders, your…

08 Apr 2014

By Mark Feder

Four Places To Look For Tax Deductions In Your Home

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Paying your income taxes each year leave your wallet a bit thin? There may be money hiding in your home that lessens your tax burden. Here are four places to look: 1. Home-Office Deduction If you work from home, you could qualify for a home-office deduction. Taking the deduction can be a bit complicated; so many people who qualify don't claim the exemption. An estimated 26 million Americans have home offices, but only 3.4 million claim them on their tax return. Perhaps that's why the Internal Revenue Service attempted to simplify the process in 2013. The write-off takes into account…

07 Apr 2014

By Mark Feder

What’s Ahead For Mortgage Rates This Week – April 7, 2014

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Last week's economic news included readings on February construction spending and multiple reports on employment data. Private sector employment was higher in March, but The Bureau of Labor Statistics reported that Non-Farm Payrolls for March fell short of expectations. According to Freddie Mac, mortgage rates ticked upward. Employment And Unemployment News ADP's payrolls report for March was higher than February's reading, with 191,000 new private sector jobs added. In February, 178,000 jobs were added. February's reading originally showed 138,000 new jobs added. While analysts were confident that private-sector employment was showing signs of stability, the U.S. Bureau of Labor Statistics…

04 Apr 2014

By Mark Feder

Give Your Home An Instant Facelift, Wallpaper Is Back!

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Though it can be an entirely different story for a trend shift in the opposite direction, which then requires you to get out the soaking bucket and scraping tool, wallpaper coming back into style is a home décor blessing for many. Wallpaper is back in - in a big way! - and it's making your dreams of accomplishing a fashionable living space come true much faster and easier than you could have imagined. Quite frankly, wallpaper can do the "fashionable home" trick to virtually any room in your house, adding that touch of warmth and personality you've so far only…