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3 Critical Tips To Improve Your Credit Score And Mortgage Terms

When you are looking for a mortgage for your home, your credit score is very important. Any potential lender will check your score and will use the number to assess your creditworthiness and the interest rate that they offer you. The better your credit score the lower the mortgage interest rates will be available to you, as the lender will be able to see that you can handle credit well. However, if you have a very bad credit score, it could be causing you to be offered high interest rates on your mortgage that could cost you thousands over the…
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6 Ceiling Solutions To Update Your Home

If you're absolutely sick of looking at the popcorn ceiling of your 1980's home - it's time for a change. However, behind the facade of a ceiling is a mess of plumbing, wiring, joists and structural beams, so you have to be careful and creative when updating your home. Whether you're dealing with an older home, a tricky duct system or an unfinished basement, below are several ceiling solutions to brighten up the space above your head. Bring Back Wood Paneling The 70's are making a comeback. If you have a flat or slanted ceiling, wood paneling is easy to…
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What’s Ahead For Mortgage Rates This Week — June 3, 2013

Last week’s financial news was relatively limited due to the Memorial Day holiday and no economic reports being released on Wednesday. The biggest news in terms of housing and mortgages was the S&P/Case-Shiller Housing Market Indices (HMI) released on Tuesday. The March HMI data for national housing markets reflected a sharp increase in year-over-year home prices from 9.30 percent in February to 10.90 percent in March. Twelve cities included in the Case-Shiller 20-city index reported double-digit year-over-year percentage gains for March home prices. While this data strongly supports recovering home prices, analysts cite the need for more jobs, which would…
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5 Super Spring Decorating Ideas To Spruce Up Your Home

With spring just around the corner, now is a good time to begin decorating your home for the upcoming season. Whether you enjoy chic decorations that are budget-friendly or easy changes to create a fresh look, below are five quick ideas to brighten up your home for the season. Add a Pop of Color Spring is a good time to add color to your décor. Switch your tablecloth in the dining room for one with lighter colors. Cover decorative pillows with pastel pillowcases to lighten a room. Adding decorative centerpieces to tables that contain a pop of spring colors is…
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