Blog – Page 699 of 763

07 Feb 2014

The Low Down On Heating And Cooling Your Home

Around The Home

If the temperature in your home is too hot at night, then you can't sleep. If it's too cold during the day, then you have to wear excessive layers. Everyone has his or her own idea of the ideal temperature, but to keep it on that perfect number can get expensive. So, below we've outlined five ways you can take care of your heating and cooling system and help it run more efficiently. 1. Set It And Forget It To maximize the effectiveness of your heating and cooling systems, you need to program your thermostat and refrain from changing it. Adjusting…

06 Feb 2014

By Mark Feder

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Can I Get Cash Out From My Home Right After I’ve Purchased It?

Homebuyer Tips

Generally when you are purchasing a home, you are buying below the appraised value and you are making a down payment. The good news is this means you have "instant equity" in your home. For some homeowners, this means may be considering taking cash-out from your home equity in order to pay off credit card bills, purchase a car or pay for college for one of your children. However, it is important understand, this may not be as simple as it sounds. Cash Out Refinance, Equity Loan Or Second Mortgage There are three basic ways to access the equity in…

05 Feb 2014

By Mark Feder

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Overpay On Your Mortgage Or Add To Your Savings, This Is The Question

Mortgage Tips

So you find yourself with a little bit of extra money – perhaps due to a raise, an inheritance or an unexpected windfall? Should you put all of your money toward paying down the mortgage on your home? Or would you be better off placing your extra cash into a savings account? Deciding whether to pay down your mortgage or add to your savings is a complex choice and it depends on a number of factors in your personal financial situation. Here are some of the things that you will need to consider when making the decision: How Much Are…

04 Feb 2014

By Mark Feder

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FOMC Statement Shows Tapering Of Quantitative Easing Purchases

Federal Reserve

According to a statement provided by the Federal Open Market Committee of the Federal Reserve, the committee has approved another reduction of the Fed's monthly asset purchases. The adjustment will be made in February and cuts monthly purchases of mortgage backed securities from $35 billion to $30 billion and monthly purchases of Treasury securities from $40 billion to $35 billion. FOMC began reducing its asset purchase under its quantitative easing program in January, when the monthly purchases of mortgage-backed securities and Treasury securities was reduced from $85 billion per month to $75 billion. Citing its goals of maximum employment and…