Call Today: 858-337-1520

Blog

Do Fence Me In, Here Are A Few Good Yard Fencing Options

Whether you just got a puppy, have newly mobile children or built a pool, there are a multitude of reasons for wanting to keep people and animals in your yard, while preventing other from entering. Picking the perfect fence can be difficult, so below we've outlined the main fencing materials to choose from and characteristics to consider about each. Wood Wood seems to be the most common material used in yards across the country — especially when wanting privacy. Depending on the type of wood you purchase, you'll probably want to stain the planks to protect them from rot and…
Read More

Do Those Additions Really Add Value To Your Home?

When you own a home, there are additions that you can make to the property that will improve the value of your home. For example, a newly renovated kitchen or bathroom is a popular choice that will really make the home more desirable to buyers. Also, adding storage space or a well-thought-out family room or other practical space can be a very good investment that will bring up the home's value. However, there are other projects that are not really worth your time or money and will allow very little opportunity to recover your costs when it is time to…
Read More

How Does An Interest-Only Mortgage Work?

When you have been researching your different options for a mortgage on your home, you might have heard of an "Interest-Only Mortgage". What exactly does this type of mortgage mean and how does it work? Usually when you take out a loan, you must pay back the capital debt (the amount you borrowed) and the interest on that debt. An interest-only mortgage offers a cheaper option for purchasing a property, because you will only be making payments on the interest and not the capital. Compared to a repayment style mortgage where you are paying down the principle of the loan,…
Read More

Don’t Let Confusion With Mortgage Jargon Cost You

A recent study of US and UK home buyers, conducted by the London based Nationwide Building Society, found that more than 40% of people buying homes were confused by the jargon that lenders used to describe mortgages. When it comes to taking out a mortgage on your home, could confusing mortgage jargon be costing you money and causing you to make ill-informed choices? According to the study, only 31% of home buyers understood what the term "LTV" meant, an acronym that stands for "loan to value" and describes the ration between the amount of the mortgage and the value of…
Read More
Skip to content