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14 May 2014
By Mark Feder

Whatever You Do, Don’t Make These Common Mortgage Mistakes

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Are you applying for a mortgage on your home? Keep in mind that a mortgage is a major financial decision and choosing one will have a significant impact on the rest of your life. Many people go into this decision without understanding all of the essential mortgage information they need to know, which means that they are likely to make poor choices that will result in paying much more than they need to. If you want to save yourself from throwing away your hard earned money, here are a few common mistakes to avoid: Trying To Bottom Out the Market…
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13 May 2014
By Mark Feder

What Will Harp 3.0 Mean For Homeowners After 2014?

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As economic influences affect the housing market in the United States, there has been the introduction and development of programs to assist with the downturn. During the 2009 economic crisis in the United States that resulted in home prices and values falling, a program named HARP was introduced to assist the many affected homeowners. Harp has since developed and a 3.0 version has been introduced. As a result, many homeowners are beginning to wonder: What will Harp 3.0 mean for homeowners after 2014? The Economic Crisis: Harp 1.0 In 2009 In 2009, HARP 1.0 was introduced. The program was designed…
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12 May 2014
By Mark Feder

What’s Ahead For Mortgage Rates This Week – May 12, 2014

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Results from a Federal Reserve survey of senior bank loan officers indicated that lenders have held the line on prime lending standards and have raised standards for sub-prime and non-traditional home loans. Survey respondents represented 74 U.S. banks and 23 foreign banks. Survey respondents also said that demand for mortgage loans was lower; this could be an unintentional result of tight credit standards for mortgage loans. Analysts said that tight credit requirements and less demand for home loans could mean more trouble for the housing industry. Home Prices Rise In March, But At Slower Rate The annual rate of increase…
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09 May 2014
By Mark Feder

Vegetable Garden 101: Get The Kids Started On A Veggie Patch Project Today

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Thinking about ways to engage your children in gardening and educational opportunities outside of the classroom? Creating your very own veggie patch with them is a great way to help them develop interest in the wonderful hobby of gardening! Growing a vegetable garden links together many concepts your children are learning about in school while teaching them the art of discipline, responsibility and delayed gratification. Here are some great tips on how to nurture this project with your children. Choose Pick-And Eat-Vegetables The joy of being able to eat the fruits of their labors straight out of the garden will…
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