Blog – Page 658 of 816

10 Aug 2015

What’s Ahead For Mortgage Rates This Week – August 10, 2015

Market Outlook

This week's scheduled economic news includes reports on construction spending, a survey of senior loan officers, and reports on labor markets including ADP private sector jobs, the federal government's reports on non-farm payrolls, core inflation and the national unemployment rate. Construction Spending Slows, Loan Officers Survey Suggests Growing Confidence Construction spending fell in June after the May reading was revised upward to 1.89 percent from the original reading of 0.90 percent. Spending for residential construction rose by 0.40 percent, while non-residential construction spending remained flat. The seasonally-adjusted annual outlay for construction was $1.06 billion in June. Analysts continue to note…

07 Aug 2015

By Mark Feder

Tiny, but Cozy: 3 Ways to Furnish Small Spaces to Make Them Feel Much Larger

Around The Home

When decorating a small space, there is a general desire to make the space look and feel larger than it is while also meeting basic functional needs in the room. For example, there may be a need to accommodate seating for a number of people in a living room, but there also may be a desire to provide ample space for foot traffic so the area does not feel cramped. By following a few important tips, it is possible to furnish smaller spaces so that they are functional and do not feel cramped. Think About Decorative Storage Solutions One of…

06 Aug 2015

By Mark Feder

3 Closing Costs That Most Buyers Forget to Factor in and What You Can Expect to Pay

Home Buyer Tips

If you're in the process of buying a home, you probably have your deposit and monthly mortgage charges in a spreadsheet, along with a chart of your other expenses and your monthly income. But when it comes to buying a home, there are lots of different costs that will come into play - and it's easy to forget something. When you're preparing to close on your new home, make sure you consider these three closing costs that most buyers forget. Home Inspection Fees: A Small Charge For Peace Of Mind Most home purchase agreements are contingent upon a successful home…

05 Aug 2015

By Mark Feder

The Down Payment: Four Great Reasons To Make The Largest Down Payment You Can Afford

Home Mortgage Tips, Personal Finance

If you’re looking for a new home, you’ve probably heard lots of advice about down payments. About how it’s okay to just have a five percent down payment – you’ll still get approved. About how you should make the down payment as small as possible to avoid cash flow problems. In truth, you’re actually better off making the largest down payment you can possibly afford. Even if you have to slice up other areas of your budget, save for a few more years before you buy, or take a second job on the weekends, it’ll be worth it in the…