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Can Freelancers Get a Mortgage?

If you are self-employed or work as a freelancer, you may be wondering whether buying a home is even possible. The good news? It absolutely is, but you will want to be prepared for a few extra steps in the process. Here are five common questions freelancers ask when it comes to getting a mortgage. What Makes It Harder for Freelancers To Get Approved?Freelancers don’t receive W-2s or paystubs, which means documenting income can be more involved. Instead, lenders look at tax returns, bank statements, and sometimes profit-and-loss statements. The key issue is proving your income is stable and ongoing.…
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What’s Ahead For Mortgage Rates This Week – June 9th, 2025

With next week bringing the latest wave of inflation data reports--namely the CPI and PPI--this week featured a slew of releases with minimal impact. The Trade Deficit and the Federal Reserve's Beige Book stood out as the main indicators reflecting the current state of the economy. Although tariffs have largely been put on pause, their effects continue to reverberate across numerous industries. Significant concern remains due to the instability in decision-making from the current administration. The Trade Deficit came in as expected, with the deficit cut in half following the announcement of tariffs, which caused imports to plunge. Meanwhile, the…
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The Impact of Inflation on Mortgage Rates and Home Affordability

Inflation has made a loud and lasting entrance into our daily lives. From groceries to gas prices, everything seems more expensive. One of the most significant areas where inflation leaves its mark is in the housing market, particularly mortgage rates and home affordability. As inflation continues to fluctuate, many potential homebuyers are left wondering how it all connects, and what it means for their financial future. How Inflation Drives Mortgage RatesInflation refers to the rise in the cost of goods and services over time. When inflation is high, the Federal Reserve typically responds by raising the federal funds rate in…
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