04 Sep 2025
By Mark Feder

How Cryptocurrency and Digital Assets Are Affecting Mortgage Approval

Mortgage Tips
The rise of cryptocurrency and digital assets has transformed the way many people invest and build wealth. As more buyers hold Bitcoin, Ethereum, and other digital currencies, the question of how these assets impact mortgage approval has become more common. While lenders are beginning to recognize cryptocurrency, it is still a developing area that requires careful planning. Understanding Cryptocurrency as an Asset Cryptocurrency is considered a digital asset rather than traditional income. This means that while it may increase your overall net worth, lenders do not always treat it the same as cash in a savings account. Mortgage approval is…
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03 Sep 2025
By Mark Feder

Mortgages for Newlyweds, Combining Finances and Buying Your First Home

Mortgage Tips
Starting your life together as a married couple is an exciting season filled with new milestones. One of the biggest decisions many newlyweds face is whether to buy a home together. While combining households and finances can feel overwhelming, taking time to understand how mortgages work and planning together can set you up for long-term success. Understanding Your Finances as a Team Before starting the home search, it is important to sit down together and look at the full picture of your finances. This means reviewing income, savings, credit scores, outstanding debts, and long-term goals. Many couples discover they have…
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02 Sep 2025
By Mark Feder

What’s Ahead For Mortgage Rates This Week – September 2nd 2025

Financial Reports
With the release of the PCE Index, inflation has shown to still be creeping upwards but there is significant speculation that the Federal Reserve will continue with their interest rate cut in the future. Meanwhile, the Consumer Sentiment report has been growing pessimistic amidst the job market, which has been shown to be in a pattern of cooling down. This is offset by the strong growth by the GDP estimates for the second quarter, as it was initially predicted the tariff changes would have a significant impact on the GDP estimates, but the impact has been less prominent than expected.PCE…
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01 Sep 2025
By Mark Feder

Happy Labor Day!

Holidays
Today we celebrate the hard work, dedication, and dreams of so many families. Labor Day is more than just a day off, it is a reminder of why we work hard: to create a life we love and a place we are proud to call home. Whether you are grilling in the backyard, relaxing with family, or simply enjoying some well-deserved rest, take a moment to appreciate the home you have built, or the one you are dreaming about. As a mortgage professional, I know firsthand that a home is not just about four walls, it is about security, comfort,…
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